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Why You Need A Living Will

willspic-150x150End of life issues are difficult to face. Everyone that lives will eventually die. If you want to make your own choices as to how you’re cared for, should you become gravely ill, it is important that you have a Living Will. A Living Will is an advance directive that explains to your loved ones and your physicians what type of life prolonging medical treatments you want and don’t want if you become incapacitated, are placed on a resperator, or are unable to express your concerns due to illness or injuries.

End of Life Issues on Long Island

Long Island (Nassau and Suffolk Counties) in the State of New York, is considered a ” high spending” medicare area of the country. Most individuals without health care proxies on Long Island will find themselves dying in a hospital. Individuals with Living Wills can choose to spend their final days in a hospice facility.

Hospice Facilities Verses Hospitals

Hospice Facilities are designed to make patients facing end of life diseases comfortable by treating their pain and allowing their illnesses to run a natural course. Treatment in hospitals is organized around the theory of prolonging life. This can involve aggressive procedures even if the illness is considered by the treating physicians to be terminal. The treatment in hospitals for terminal illnesses can greatly reduce the quality of the individuals life. Sometimes the difference between hospice care and hospital care relates to the quality of the individual’s life while dealing with a terminal illness.

Living Wills and Family Members

Lauren Hersh Nicholas is a health professor with the University of Michigan. She has conducted a study of involving living wills. She states there’s a benefit to the family of the patient. “Family members have a somewhat easier decision making process, because they have greater guidance.” The hospice treatment can eliminate pain and reduce medical procedures that are unlikely to work.

Elder Law Attorneys

The Elder Law and Wills, Trusts and Estate lawyers at the Law Offices of Schlissel DeCorpo have been helping their clients deal with end of life issues for more than 3 decades. The law firm drafts Wills, Trusts and Health Care Proxies, Powers of Attorney and Living Wills. They represent individuals involved in will contests. They explain to executors of wills their duties. In addition, they draft revocable living trust and irrevocable living trusts. The firm is also involved in assisting clients with nursing home issues as well as medicaid planning technigues. Call for a consultation at 1-800-344-6431, 516-561-6645 and 718-350-2802.

Retirement Mistakes

retirement-150x150 Don’t make mistakes regarding your retirement. Your senior years should be enjoyable, relaxed and stimulating. They should not be frustrating and worrisome times.

Have Sufficient Assets and Cash Flow

You should not retire unless you have enough savings, pension, funds or 401K funds to support your lifestyle. Social Security alone will not be sufficient to fund your retirement goals. Social Security pays approximately $14,000 a year to retirees. This is simply not enough money to live on!

Be Active In Your Retirement

Researchers show that retirees who maintain an active lifestyle have a longer life expectancy. Exercise is important to seniors. Stimulating your body and your mind will keep you healthy, happy and extend your life.

Stay Close With Friends and Family Members

Don’t retire to your room. Have an outgoing social life and lifestyle. Stay in touch with the people you love and whose company you enjoy.

Alzheimer’s Disease and Dementia

Studies indicate that approximately 14% of all Americans over the age of sixty-five suffer from some form of dementia or Alzheimer’s disease. In the long run. Alzheimer’s disease and dementia negatively impact your brain, which in turn has a negative impact on your life and may land you in a nursing home. Medicare will not cover nursing home stays. Nursing homes can cost as much as ten to twelve-thousand dollars per month. To avoid the potential of an uncovered stay at a nursing home from impoverishing you, you should consult with an attorney who handles elder care work.

Elder Care Lawyer

The Law Offices of Schlissel DeCorpo provides elder care legal services to our clients. We draft wills and trusts. We probate wills. We deal with Medicaid planning issues. We assist our clients with nursing home issues. We provide all types of elder care legal representation. We also draft special needs trusts and supplemental needs trustsfor our clients. Should you need a will, trust or an elder care attorney, call us at 1-800-344-6431, 516-561-6645 or 718-350-2802.

The Do’s and Don’ts of Estate Planning

estateEstate planning is a dry and dull subject. However, the family dynamics and transactions of celebrities bring issues involving estate planning before society as a whole. The deaths of Michael Jackson, Catherine Hepburn, singer Don Ho and the problems involved in their estates have been in the news in the past few years. The problems encountered by these celebrities are good examples of what the do’s and don’ts of estate planning are.

All Estate Planning Should Be In Writing!

Don Ho made various promises to his estranged first wife on her death bed. He told her he would let her six children inherit the family’s beach front home in Hawaii. This eight bedroom luxury home had been in the family for decades. Unfortunately for his ex-wife and her children, this was an unenforceable verbal promise. The house was subsequently listed for sale. While the home was on the market, he died of heart failure.

The home, which was owned by a trust, was listed at 6.8 million dollars and eventually sold for approximately 6 million dollars. Thereafter, the six adult children of the first wife were evicted from the house. There has been a lot of litigation and many estate lawyers have made significant legal fees related to Don Ho’s estate. As of this date, the six adult children of Don Ho’s late wife have not received one penny.

Creating A Trust Is Only a First Step; the Trust Needs to Be Funded

Michael Jackson had created a family trust during his lifetime. He took this action as part of a sophisticated estate plan. However, he did not transfer any assets into the trust. It was therefore absolutely worthless!

To put a home in a trust, a new deed must be created. This deed must transfer the title of the property from the name of the individual creating the trust into the trust. The deed thereafter must be recorded at the County Clerk’s office or the register of deeds in the county where the home is located. Michael Jackson’s estate is now involved in a probate mess that could have been avoided if his trust was funded!

Leona Helmsley left significant assets to her pet. This did not sit well with her friends and family members. They did not like the idea that Leona felt a pet was more important than them. Care should be taken in estate plans to explain exactly who is to receive your assets. If you’re disinheriting individuals, your will or trust should specifically state that they are being disinherited. Think about the consequences and problems that may be caused by your estate plan and take action to deal with these consequences.

Estate Planning Lawyers

The Law Offices of Schlissel DeCorpo can provide you with expert legal assistance in the areas of estate planning. Our law office probates wills. We litigate contested wills and estates. We draft wills and trusts. We prepare revocable living trusts and irrevocable living trusts during our clients’ lifetimes.

We provide elder care legal advice concerning issues involving nursing home abuse, medicaid and medicaid planning techniques. We also draft special needs trusts for special needs children. Feel free to call us for a consultation.

Medicare Scams

On February 17, 2011, more than one hundred doctors, nurses, physical therapists and other medical providers were arrested as part of a huge, nationwide investigation dealing with medicare fraud. Approximately seven hundred law enforcement personnel were involved in the arrests of individuals accused with illegally defrauding medicare of more than $225 million dollars. The $225 million dollars represented illegal false billing of medicare for services that either were not necessary or never provided. Medicare fraud is a huge problem in the United States. It is one of the causes of the high expense rate for this program.

The February 17, 2011 medicare fraud arrests involved individuals in the following cities: Miami, Los Angeles, Dallas, Houston, Detroit, Chicago, Brooklyn, New York, Tampa, Florida and Baton Rouge, Louisiana.

In Detroit, a pediatrist who performed unnecessary partial toenail removals by the name of Dr. Errol Sherman was accused of defrauding medicare out of $700,000 for these unnecessary procedures. His alleged partial toenail removals were actually Dr. Sherman simply cutting the toenails of his patients. Dr. Sherman had the audacity to bill medicare for twenty toenail removals on three toes for one patient! He charged medicare $110.00 for each of these non-existent treatments. Query – how many toes can a patient have?

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Scandalous Brooklyn Proctologist

Dr. Borus Sachakow, located in Brooklyn, New York, is a proctologist. He billed medicaid for ten hemorrhoid removals for one patient. This is impossible! Dr. Sachakow had been previously arrested last year on criminal charges for other fraudulent medicaid activities.

Three clinics in Brooklyn, New York, that specialized in physical therapy were also busted. These clinics were part of an organized crime ring operated by Russian immigrants. They paid recruiters to find senior citizens to come to their office for unnecessary treatment. They billed medicaid $57 million for physical therapy that consisted of back rubs.

Miami, Florida

Home Care, Inc., which was run by two Miami physicians, was charged with writing $25 million worth of fake prescriptions. In Miami, more than three dozen individuals were charged with medicaid fraud. They were charged with falsely billing medicaid for more than $56 million.  The busts on Thursday, February 17, 2011, were in addition to the arrests of twenty one people in Miami on Tuesday of that week for $200 million in medicare fraud.

John Gillis, the FBI Agent in charge, stated “we can arrest and charge people every day and it still won’t make a dent until changes are made to medicare.”

Unfortunately, medicare operates under a system that pays for medical services without investigating as to whether these services were actually necessary. Medicare is one of the largest medical supplier systems in the world. It has more than $1.3 million licensed suppliers nationwide. This is increasing by more than 18,000 new suppliers coming onto the system each and every month. This system program needs a better system of policing.

Medicare Needs To Be Reformed

America is going broke. Medicare is one of those programs that is contributing to the financial problems faced by state and local governments. The medicare system must be changed. Procedures must be developed to provide quality medical care. The system today promotes high quantities of unnecessary medical procedures. We simply can no longer afford this!

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Elder Care Lawyers

There are many issues faced by senior citizens. The elder care lawyers at the Law Offices of Schlissel DeCorpo can assist seniors with these issues. We draft wills.  We probate wills. We litigate contested wills and estates for family members and friends of the decedents. We engage in medicaid planning. We deal with nursing home issues and we assist our clients when they feel there has been nursing home abuse. We draft special needs trusts for special needs children. We also provide tax planning advise for our high net worth clients concerning estate tax issues. Call us for a free consultation at 516-561-6645, 1-800-344-6431 or 718-350-2802.

Medicare: How Do We Reform This Program?

meds1-150x150Cutting Doctor Reimbursements

Congress is considering a 23% reduction in the reimbursement to physicians who render medical treatment to Medicare patients. Will doctors accept this type of reduction?
There is concern that the doctors will simply refuse to treat Medicare patients if they are not paid a reasonable fee. This will force Medicare patients to try to find new doctors to treat them.

Slowing Health Care Inflationary Expenses

The best way to stop the inflationary increases of government health care programs is to reduce the rising cost of health care. The Balanced Budget Act of 1997 was designed to reduce Medicare expenses; however, it has not worked. This statute attempted to reduce spending for physician services. It did not take into consideration the growth in volume and complexity of services provided by physicians. It also did not change the “fee for service system”. This system provides greater incentive for doctors to do more procedures for their patients. The statute didn’t determine which procedures will most effectively cut costs!
Reforming Medicare
The best way to reform Medicare is to establish cost control measures utilizing less-expensive alternative medical care procedures. Medicare must be redesigned to move towards a system that rewards medical providers for the quality of the care that is provided, not the quantity that is provided. Medicare costs are a hot political potato. They need to be dealt with. The continuing spiraling costs of Medicare will eventually bankrupt the system. Medicare must be saved!

Elder Care Lawyers

The Law Offices of Schlissel DeCorpo provides elder care legal services to our clients. We draft wills and trusts. We probate wills. We deal with Medicaid planning issues. We assist our clients with nursing home issues. We provide all types of elder care legal representation. We also draft special needs trusts and supplemental needs trusts for our clients. Should you need a will, trust or an elder care attorney, call us at 1-800-344-6431, 516-561-6645 or 718-350-2802.

Valley Stream, Lynbrook, Baldwin, Malverne, Freeport, Oceanside, Long Beach, Elmont, Lakeview, West Hempstead, Hempstead, Merrick, Bellmore

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