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Life After Bankruptcy

Long Island Bankruptcy Lawyers | Queens Bankruptcy Attorney

You have filed bankruptcy. You received a discharge from the Bankruptcy Court. What happens now? To start with, you’re no longer down and out. So to speak, you become a credit virgin. You no longer have debt. When you walk down the street everyone else you see will owe someone or some entity money. You will be an exception. You will have no debt (unless you have secured debt, such as a lien on a car or a mortgage on a house).

So What Will Your Life Be Like?

It will be like being a young person starting all over again. The depressing,crushing debt that had given you sleepless nights will no longer exist. When you receive your pay check you will be able to buy the things that you need and not have to pay for things you purchased in the past! You will in the short run, have a life free from debt and the anxiety caused by debt. The only financial stress you’ll have will be of living within the means of your pay check. You’ll only have to focus on your current bills and expenditures.

Rebuilding Your Credit

After filing bankruptcy there are a number of plans that can be undertaken by you to rebuild your credit within six months to two years. The bankruptcy lawyers at the Law Offices of Schlissel DeCorpo can explain the details of these credit building plans to you.

Building Credit and Avoiding Future Debt

Now that you have no debt you should exercise money management strategies in the future that prevent you from building up more debt then you could afford. The fresh start given to you by bankruptcy, is just that, a fresh start. You should develop a habit of paying your bills on time to avoid future financial problems.

Filing For Bankruptcy

The filing for bankruptcy is a major decision. Once you have been educated as to what bankruptcy can do for you and have taken the plunge, a large burden will be removed from your shoulders. The day after you receive the discharge in bankruptcy may be the first day of the rest of your life. Call the Law Offices of Schlissel DeCorpo for a consultation, should you have questions regarding bankruptcy filings.

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